lowest interest around

Our 15% max interest rate is half of most credit cards and 25x lower than payday loans, making Nillify the most affordable line of credit ever.


End bad debt

We believe that everyone should have a backup plan for the unexpected moments in life. That’s why we are building for people with low/no credit, who typically only have access to bad debt like payday loans and credit cards.

Help when you need it

Finances can be a roller coaster, that’s why we use realtime financial data to help you through rough patches with monthly payments that reduce automatically.