The backup plan built for you

Protect your future with the first line of credit built using your data, no credit score required.

Cash on Standby

Nillify deposits cash into your bank account as fast as the same day, unlike personal loans.¹

Technology Powered

Instead of using credit scores, we use realtime financial data and advanced AI to maintain stability in your future.

Secure

We take security seriously, going above industry-standard measures to ensure your data is always safe.

Our Vision

We are on a mission to eliminate bad debt and want you to be part of the movement.

Who We Are

We are a team devoted to making low-cost, high-quality credit available for everyone.