The backup plan built for you

8% APR. Up to $500.
No Credit Score.
No fees.
Just $5 a Month.

Cash on Standby

Nillify deposits cash into your bank account as fast as the same day, unlike personal loans.¹

Technology Powered

Instead of using credit scores, we use realtime financial data and advanced AI to maintain stability in your future.

Secure

We take security seriously, going above industry-standard measures to ensure your data is always safe.

Our Vision

We are on a mission to eliminate bad debt and want you to be part of the movement.

Who We Are

We are a team devoted to making low-cost, high-quality credit available for everyone.