How It Works

Everyone Needs a Backup Plan

Unlike traditional loans, Nillify provides immediate access to a line of credit, flexible repayment terms based on your current financial needs and rewards that make a difference.

Realtime Data

Using a secure gateway, you can connect all of your bank and credit accounts to the Nillify app, providing us with the data we use to understand you and your finances. The more complete financial picture you provide, the higher your potential credit line, so connect away!

Keeping Your Spending in Check

We let you take control over your finances. You can personalize our card to pay for a select expense, which will help you control how you spend your money and stay on top of repaying your loan.

Helping You Over the Bump

When we see unexpected expenses or drops in income, our lines of credit adapt by lowering your minimum payment or allowing you to extend the length of your loan.

Where Do I Sign Up?

Nillify is currently in beta as we work to create the financial backup plan you deserve. Sign up for our waitlist below to get early access.

Sign Up